5 Ways to Spring Clean Your Insurance Coverage
Just like your house, your insurance needs a seasonal refresh!
While you’re clearing out closets and scrubbing baseboards this Spring, there’s one area people often forget to clean up: their insurance policies. Think of your insurance like your home. It needs regular attention, an occasional refresh, and sometimes a little deep cleaning. Here are five ways to give your coverage a springtime tune-up.
1. Review Your Home Inventory 🧾
You’ve probably made some home upgrades or added a few big-ticket items since your last policy review. Take a moment to walk through your home, update your inventory list, and ensure your personal property coverage matches the value of your belongings.
Pro Tip: Snap photos or take a quick video walkthrough for easy documentation.
2. Check Your Auto Coverage 🛣️
Driving habits change with the seasons. You enjoy more road trips, weekend getaways, and spring break escapes. Make sure your liability limits are high enough, and consider adding or reviewing roadside assistance, rental reimbursement, or comprehensive coverage.
3. Look Over Your Deductibles 💲
When was the last time you looked at your deductibles? A lower deductible means you’ll pay less out of pocket if disaster strikes, but a higher one can reduce your monthly premium. Let’s make sure it fits your budget and your lifestyle.
4. Update Your Contact Info & Beneficiaries 📬
New address? Changed phone number? Added a new family member? Spring is a great time to update your insurance profiles, especially for life insurance policies or homeowners documents where accuracy is key.
5. Prepare for Spring Weather Risks 🌧️
Spring can bring severe storms, flash flooding, and strong hail events. We can help you review and adjust as needed, so you’re ready when the weather turns. Ask yourself:
- Do I have flood insurance?
- Is my homeowners insurance up to date?
- Does my small business insurance cover weather-related interruptions?
Ready for a Spring insurance refresh? 🌱
Let us help you tidy up your policies. Call or email us to schedule a policy check-up with our team of insurance experts. We’ll look for gaps and ways we can save you some money this season!
